Appendix # 1: SOURCES
“Who are the Players and what is Ratification” Sources: Real Estate Law, Fourth Edition Dearborn Publishers; Modern Real Estate Practice 17th Edition
Web site: Fairfaxlaw.blogspot.com
NAR 2009 Code of Ethics
Web site: MRIS.com
Web site: LEG1.state.va.us, (Virginia Legislation Online),
en.wikipedia.org
Desiree Hatcher, “Foreclosure Alternatives: A Case for Preserving Homeownership,” Profitwise News and Views (a publication of
the Federal Reserve Bank of Chicago) (February 2006), p. 2 (citing a GMAC-RFC estimate) (http://www.chicagofed.org/community_development/files/02_2006_foreclosure_alt.pdf). See also Congressional Budget Office (CBO), “Policy Options for the Housing and
Financial Markets,” (April 2008), p. 17.
Karen M. Pence, “Foreclosing on Opportunity: State Laws and Mortgage Credit,” Board of Governors of the Federal Reserve System
(May 13, 2003), p. 1 (http://www.federalreserve.gov/Pubs/feds/2003/200316/200316pap.pdf). See also CBO, p. 17; Community
Affairs Department, Office of the Comptroller of the Currency (OCC), “Foreclosure Prevention: Improving Contact with Borrowers,”
Community Developments (June 2007), p. 3 (http://www.occ.treas.gov/cdd/Foreclosure_Prevention_Insights.pdf).
NAR Short Sale Flow Chart: http://www.realtor.org/mempolweb.nsf/pages/shortsales
